Business Insurance – Stay open, stay protected.
Custom coverage for every business, big or small
Running a business is exciting, but let’s be honest, it comes with risks. What if a fire damages your property? What if a customer slips and gets injured on your premises? Or worse, what if an unexpected lawsuit threatens everything you’ve worked for? Are you sure your current insurance has you fully protected?
At Guardian, we understand that no two businesses are the same, which is why we offer tailored Business Insurance solutions that fit your needs. Whether you’re a small startup, a growing company, or an established enterprise, we make protecting your business simple, so you can focus on what you do best – running it.
What does Business Insurance cover?
Every business faces different risks, and having the right insurance means you can operate with confidence. Here’s how Business Insurance can help safeguard your hard work:
Public and Product Liability – Covers legal costs and damages if your business is responsible for injury or property damage.
Business Property Insurance – Protects your premises, stock, and equipment from fire, theft, and other unforeseen events.
Business Interruption Insurance – Helps cover lost income if your business is forced to close temporarily due to an insured event.
Professional Indemnity Insurance – Essential for consultants, advisors, and professionals, this coverage protects against claims of negligence or errors in your services.
Commercial Motor Insurance – Covers business-owned vehicles against accidents, theft, and damage.
Cyber Insurance – Protects against data breaches, cyber-attacks, and online fraud.
Workers Compensation – Ensures employees are covered for medical expenses and lost wages if they’re injured on the job.
With the right coverage, you can operate with peace of mind, knowing that your business is protected from unexpected setbacks.
Insurance that keeps your business running
We know insurance isn’t the most enthralling part of running a business, but it’s one of the most crucial. That’s why we make it simple, offering:
Customised coverage – Every business is unique, and your insurance should be too.
Expert advice – Our team breaks down your options in a way that makes sense.
Claims support – If something goes wrong, we’re here to help make the claims process smooth and stress-free.
Business is unpredictable, but your insurance doesn’t have to be. Let Guardian help you build a safety net so you can focus on growing your success.
Client feedback
As Director of DSA Distributors, I have had the opportunity to work closely with Lachlan and Guardian Insurance Brokers, and I can say with absolute confidence that he is one of the most dedicated and professional insurance brokers I have encountered in my career.
Lachlan has demonstrated a deep understanding of our business, taking the time to get to know our operations, risks, and long-term goals. His approach has always been consultative, strategic, and focused on creating tailored insurance solutions that meet the specific needs of DSA Distributors – not just generic products off the shelf. This level of attention and care has made an enormous difference to our business.
In 2025 alone, Lachlan was able to identify and implement insurance policy improvements that resulted in savings of approximately $30,000 per annum, while also enhancing the level of coverage we had in place. This was not only a testament to his market knowledge, but also his unwavering commitment to delivering the best outcome for his clients.
What sets Lachlan and Guardian apart is their integrity and professionalism. He is transparent, honest, and always puts our best interests first. He communicates clearly, responds promptly, and ensures we feel confident and informed every step of the way.
Harry Lalidis – Director
DSA Distributors