Ready for an Insurance Health Check?
Helping you stay protected and in control
Life comes with risks, some obvious, others less so. Are you confident your current insurance program is aligned with your needs? Would it hold up in the event of a major disruption, lawsuit, or unexpected legislation change?
At Guardian Insurance Brokers, our Insurance Health Check is designed to give you the peace of mind that your risk is being managed effectively. We dig deep into your operations, risk tolerance, and existing insurance arrangements to help ensure you’re protected from the known, and prepared for the unknown.
Whether you’re a growing enterprise, an established organisation, or simply due for a review, our Health Check gives you clarity, confidence, and a roadmap to smarter insurance.
What does the Insurance Health Check include?
Our Health Check isn’t a generic checklist – it’s a detailed, tailored review of your insurance and risk landscape. Here’s what the process looks like:
Initial discovery meeting – We start with a conversation to understand your operations, risk profile, industry sector, and what really matters to your organisation.
Comprehensive review – We’ll assess the policies you have in place and how well they align with your current needs, objectives, and risk tolerance.
Detailed report and recommendations – We’ll present our findings in a clear, easy-to-digest format, including:
- Executive summary
- Risk profiling specific to your industry
- Gap analysis (including disaster recovery plans, financials, property valuations)
- Uninsured risks checklist
- Contingency planning recommendations
- Risk management identification sheet
- Sample risk matrix
- Building and business interruption sum insured calculations (if applicable)
We’ll also discuss any recent legislative changes, like WHS or carbon tax updates, and how these might impact your insurance exposure or claims outcomes.
Many businesses are unknowingly underinsured or exposed due to outdated policies or misunderstood risks. Our goal is to help you avoid those costly blind spots.
Why book an Insurance Health Check?
With Guardian, you’re not just checking boxes, you’re gaining a partner in managing risk. Our health check offers:
Peace of mind – Know that your business is protected in all the right places, with no hidden gaps or outdated coverage.
Expert advice, not sales talk – As brokers, we work for you, not the insurers. Our recommendations are driven by what’s best for your organisation.
Future focused strategy – We help you plan for tomorrow’s risks with contingency plans and proactive advice, not just react to what’s happened before.
How much does it cost?
Our Insurance Health Check is valued at $500+gst — but here’s the best part. If you choose to become a Guardian client afterwards, we’ll credit that cost back to you. Even if you decide to take your report and go elsewhere, the insights you gain could save you far more than the upfront cost.
We’ll also include:
- A brief introduction to Guardian and our values
- Our Money Back Service Guarantee
- A copy of our Important Information Booklet
- Downloadable Terms of Business