Pleasure Craft Insurance -Smooth sailing starts here.
Protecting your boat and your adventures
Owning a boat is all about freedom, the wind in your hair, the sun on your face, and the endless horizon ahead. But have you ever thought about what would happen if an unexpected storm hit? Or if your boat was damaged while docked? What about theft, accidental collisions, or liability if someone gets injured onboard? No one wants to think about the worst-case scenario, but having the right insurance means you won’t have to worry.
At Guardian, we make Pleasure Craft Insurance simple, so you can enjoy the open water with peace of mind. Whether you have a small fishing boat, a luxury yacht, or a jet ski, we’ll help you find the right coverage to keep your vessel protected.
What does Pleasure
Craft Insurance cover?
Every boat owner’s needs are different, which is why Pleasure Craft Insurance can be tailored to your specific vessel and lifestyle. Coverage can include:
Accidental Damage – Protects your boat from damage caused by collisions, sinking, or fire.
Theft and Vandalism – Coverage for stolen boats or malicious damage while your vessel is on land or in the water.
Liability Protection – If someone is injured on your boat or if you accidentally damage another vessel, liability insurance covers legal and medical costs. Water skiers liability can be added to the cover depending on the usage of the vessel.
Towing and Salvage – If you find yourself stranded, this coverage helps with emergency towing and salvage costs.
Personal Effects Coverage – Ensures your valuable gear, like fishing equipment, electronics, and personal items, are protected.
Storm and Natural Disaster Protection – Covers damages from extreme weather events that could leave your vessel in distress.
With the right coverage, you can sail worry-free, knowing you’re protected no matter what the tide brings.
Get the right cover for your vessel
At Guardian, we’re more than just an insurance provider, we’re your partner in keeping your vehicle protected. With us, you’ll get:
Custom coverage – Policies tailored to your boat type, how you use it, and where you sail.
Expert advice – Our team knows boats and understands the risks you face on the water.
Your boat is more than just a vessel, it’s your escape, your adventure, and your passion. Let Guardian help you protect it so you can enjoy every moment on the water.