Public and Products Liability Insurance – Protecting your business from the unexpected.
Helping you focus on business while we handle the risks
Running a business is a rewarding experience, but it also comes with risks. What if a customer slips and falls at your store? What if a product you sell causes an injury or damage? Could your business handle the legal and financial fallout?
At Guardian, we believe insurance should give you peace of mind, not headaches. That’s why we’re here to make Public and Products Liability Insurance simple, clear, and stress-free. Whether you’re a café owner, a retailer, a manufacturer, or a tradesperson, we help you find the right coverage to keep your business protected so you can focus on what you do best.
What does Public and Products Liability Insurance cover?
No matter how careful you are, accidents happen. Public and Products Liability Insurance is designed to protect your business from claims of injury, damage, or financial loss. Here’s how it helps:
Public Liability – Covers legal and compensation costs if someone is injured or their property is damaged due to your business activities. Whether you own a shop, work on client premises, or operate at events, this coverage helps safeguard against costly claims.
Products Liability – If a product you sell, supply, or manufacture causes injury or damage, you could be held responsible. This insurance helps cover legal costs and compensation, keeping your business protected from unexpected claims.
Care, Custody, and Control – If you’re storing, holding, or working on someone else’s property, it’s important to know that most standard liability policies won’t cover damage to that property. You may need extra cover or specific endorsements to stay protected in these situations.
With the right coverage, you can continue serving your customers with confidence, knowing your business is in safe hands.
Liability protection for every business, big or small
At Guardian, we do more than sell policies, we help businesses thrive by providing expert insurance advice and ongoing support. When you choose us, you’ll get:
Tailored coverage – We work with you to create a policy that suits your specific business needs.
Expert advice – Insurance can be complex, but we make it easy to understand so you can make informed decisions.
Claims support – If something goes wrong, we’ll be right by your side, helping you through the claims process smoothly and efficiently.
Your business is built on hard work, dedication, and passion. Let’s make sure it’s protected. Talk to Guardian today and get the coverage you need to operate with confidence.
Client feedback
As a family business, we rely heavily on trusted relationships and prompt support to help us make informed decisions quickly, and that’s exactly what we’ve found in our insurance broker over the past seven years. The team at Guardian has consistently delivered professional, tailored advice that’s easy to understand and clearly grounded in real-world experience. Shannan, our broker, has become an extension of our team. Her responsiveness, follow-up, and genuine care for our business make a real difference. She’s always quick to action, understands the pace we operate at, and ensures we feel fully supported every step of the way. It’s rare to find a service provider who feels like a true partner.
Nicholas Cross – Manager
NSG Boffa